The average UK driver could be owed up to £*

Check to see if you're owed compensation worth £1,000s in less than 60 seconds

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Enter your name and date of birth so we can cross-reference any car finance agreement(s) you had with your lender(s)

Your personal details

This is so we know who is claiming

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Please enter your last name Your last name cannot be the same as your first name
Unfortunately, you would not have been old enough to take out the finance at the period we cover for claims

Average claim value: Up to £*

Enter your mobile number and email address so we can cross-reference any car finance agreement(s) you had with your lender(s)

Contact information

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Average claim value: Up to £*

By clicking 'Next' you agree to the Fountain Finances Privacy policy & re-engagement to complete your application

  • Takes less than 60 seconds

  • Free agreement finder

  • + drivers signed up

Please note: only the lenders before 2021 who did not inform you about paying commission qualify

Fountain Finances is a claims management company (CMC). You can claim for free, without using a CMC, first to your lender or to the FOS. We will be paid a fee by our partner law firm for referring your case to them as part of an ongoing marketing agreement

*Figure is based on FCA's estimate figure of £950 times by our average claims per claimant of 2.67 as of 04/08/2025, which is a combination of DCA and fixed fee claims

The FCA is currently consulting on a free consumer redress scheme

The lenders

We'll find any vehicle finance agreements you have had with any of these lenders

A

  • 1st Stop Group
  • Advantage Finance
  • Aldermore Bank
  • Alphera Financial Services
  • Audi Finance

B

  • Barclays Partner Finance
  • Bentley (VW Finance)
  • Black Horse
  • Blue Motor Finance
  • BMW Finance

C

  • CA Auto Finance
  • Car Finance 247
  • Citroen (PSA Finance)
  • Close Brothers
  • Clydesdale Financial Services
  • Creation Financial Services
  • Cupra (VW Finance)

D

  • Ducati
  • DS Automobiles (PSA Finance)

F

  • FCA Automotive Services UK
  • FCE Bank (Ford)
  • Ferrari Financial Services
  • First Response Finance
  • Firstrand Bank

G

  • GE Capital Motor Finance
  • Genesis (Hyundai Capital)
  • GMAC

H

  • Honda Finance
  • Hyundai Capital

L

  • Lamborghini (VW Finance)
  • Land Rover Finance
  • Lloyds Bank Motor

M

  • Marsh Adaptive Finance
  • Marsh Finance Limited
  • Mazda (Toyota Finance)
  • Mercedes Finance
  • Moneybarn
  • MotoNovo

N

  • NIIB Personal Loans
  • Nissan Finance
  • Novuna Business Finance

O

  • Oodle Finance

P

  • Paragon Car Finance
  • Peugeot (PSA Finance)
  • Porsche (VW Finance)

R

  • RCI Financial Services
  • Renault Finance

S

  • Santander
  • SEAT Finance (VW Finance)
  • Shogun Finance
  • Skoda (VW Finance)
  • Specialist Motor Finance
  • Startline Motor Finance
  • Stellantis Financial Services

T

  • Toyota

V

  • Vauxhall Financial Services (GMAC)
  • Volkswagen Finance
  • Volvo

Find my agreement(s)

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Frequently asked questions

How do I determine if I qualify for compensation?

If you've had a finance agreement like PCP or HP, you may be eligible for compensation due to mis-selling. Check your eligibility by filling out our online form

What criteria must I meet to make a claim?

Your lender must have failed to disclose the commission details on your agreement(s). If your finance details were inadequately explained or you faced higher interest rates due to commissions, you could be eligible for £*. Check our free online form to see if you meet the criteria

Does the type of agreement matter (PCP vs HP)?

Don't worry if you had an HP loan instead of a PCP agreement - we accept claims for various vehicle finance agreements. Start your claim today with our online form

What are the timescales for a claims?

The FCA paused the investigation of motor finance complaints (from the usual 8 week deadline) and this may continue until on or after 4th December 2025 whilst they examine the issue of car finance sales that involved discretionary commission. A complaint on your behalf can be submitted but you may not receive a response until the FCA has concluded it's review. However, a recent judgement means law firms can issue proceedings which are not subject to the FCA pause and as such claims can be submitted and potentially won today

What is the FCA consumer redress scheme?

The FCA is now consulting on a free consumer redress scheme for mis-sold car finance. We do not yet know the details of how this might work, but will publish those here once we know the outcome of the consultation

Find my agreements